Money is an economic unit with which exchanges for goods and services are made, which can be backed by the trust granted by the issuing entity, in this case, the central bank of a State, due to the fluctuation of its value in the market, or by the value of the reserves of some mineral protected by the entity that issues it.
Unfortunately, serious financial problems can arise in people's lives and these problems usually arise at the most unexpected time. Even if you are responsible and competent in your finances, even in this case, sometimes it is not possible to avoid a currency crisis.
A financial cushion is a confidence and the ability to take risks in anticipation of higher returns. In the event of a crisis, this money will help to stay afloat until the situation changes or a way out is found.
We usually spend as much as we earn. And with revenue growth, expenses automatically increase. Problems start when expenses exceed income. Some people don't even realize they are trapped.
Mutual funds are partnerships for the joint receipt of income from invested funds. There are mutual funds almost everywhere, where you can earn not only through labor but through the placement of capital. On the internet, investment funds are made available from anywhere.